[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.froeschl.cz\/kdo-vam-pujci-kdyz-ne-banka-moznosti-je-cela-rada\/#Article","mainEntityOfPage":"https:\/\/www.froeschl.cz\/kdo-vam-pujci-kdyz-ne-banka-moznosti-je-cela-rada\/","headline":"Kdo v\u00e1m p\u016fj\u010d\u00ed, kdy\u017e ne banka? Mo\u017enost\u00ed je cel\u00e1 \u0159ada!","name":"Kdo v\u00e1m p\u016fj\u010d\u00ed, kdy\u017e ne banka? Mo\u017enost\u00ed je cel\u00e1 \u0159ada!","description":"V dob\u011b, kdy se zdra\u017euje \u00fapln\u011b v\u0161echno a ceny let\u00ed strm\u011b nahoru, m\u016f\u017ee pot\u0159ebovat p\u016fj\u010dit pen\u00edze kdokoliv. Tak\u00e9 byste pot\u0159ebovali p\u016fj\u010dit pen\u00edze? Koho po\u017e\u00e1d\u00e1te? Kdo v\u00e1m p\u016fj\u010d\u00ed, kdy\u017e ne banka? Mo\u017enost\u00ed je cel\u00e1 \u0159ada! Finan\u010dn\u00ed krize je n\u00e1m v\u0161em bl\u00ed\u017e asi v\u00edce, ne\u017e d\u0159\u00edv. Rostou ceny snad \u00fapln\u011b v\u0161eho a \u0159ada lid\u00ed se dost\u00e1v\u00e1 do...","datePublished":"2021-09-03","dateModified":"2023-06-07","author":{"@type":"Person","@id":"https:\/\/www.froeschl.cz\/author\/#Person","name":"","url":"https:\/\/www.froeschl.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f14f9548cfce1bfc4b3267434069a757db9568e455121a8852ede019c83b3b5e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f14f9548cfce1bfc4b3267434069a757db9568e455121a8852ede019c83b3b5e?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"froeschl.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.froeschl.cz\/wp-content\/uploads\/pexels-photo-3671148.jpeg","url":"https:\/\/www.froeschl.cz\/wp-content\/uploads\/pexels-photo-3671148.jpeg","height":0,"width":0},"url":"https:\/\/www.froeschl.cz\/kdo-vam-pujci-kdyz-ne-banka-moznosti-je-cela-rada\/","about":["Ekonomika"],"wordCount":505,"articleBody":"         V dob\u011b, kdy se zdra\u017euje \u00fapln\u011b v\u0161echno a ceny let\u00ed strm\u011b nahoru, m\u016f\u017ee pot\u0159ebovat p\u016fj\u010dit pen\u00edze kdokoliv. Tak\u00e9 byste pot\u0159ebovali p\u016fj\u010dit pen\u00edze? Koho po\u017e\u00e1d\u00e1te? Kdo v\u00e1m p\u016fj\u010d\u00ed, kdy\u017e ne banka? Mo\u017enost\u00ed je cel\u00e1 \u0159ada! Finan\u010dn\u00ed krize je n\u00e1m v\u0161em bl\u00ed\u017e asi v\u00edce, ne\u017e d\u0159\u00edv. Rostou ceny snad \u00fapln\u011b v\u0161eho a \u0159ada lid\u00ed se dost\u00e1v\u00e1 do sv\u00edzeln\u00e9 \u017eivotn\u00ed situace. Pak klidn\u011b m\u016f\u017ee nastat chv\u00edle, kdy budeme pot\u0159ebovat pen\u00edze, ale v bance \u017e\u00e1dost odm\u00edtnou. Mysl\u00edte, \u017ee je to kone\u010dn\u00e1? To ur\u010dit\u011b nen\u00ed. Pot\u0159ebujete p\u016fj\u010dit na v\u00fddaje, ale i nap\u0159\u00edklad na nov\u00e9 auto, na dom\u00e1cnost, na vybaven\u00ed \u010di opravy? I kdy\u017e pro banku nejste d\u016fv\u011bryhodn\u00ed, m\u016f\u017eete si za solidn\u00edch podm\u00ednek p\u016fj\u010dit i jinde. Pro\u010d banky odm\u00edtaj\u00ed p\u016fj\u010dit pen\u00edze?Je nutno \u0159\u00edci, \u017ee banky maj\u00ed velmi p\u0159\u00edsn\u00e9 pravidla, dle kter\u00fdch posuzuj\u00ed jednotliv\u00e9 \u017e\u00e1dosti o p\u016fj\u010dky. Pro mnoh\u00e9 z nich je hlavn\u00edm krit\u00e9riem p\u0159\u00edjem \u017eadatele ale samoz\u0159ejm\u011b se bere v \u00favahu i to, zda \u017eadatel o p\u016fj\u010dku ji\u017e m\u00e1 nebo v minulosti n\u011bjak\u00e9 \u00fav\u011bry m\u011bl. Jakmile je toti\u017e n\u011bkdo jednou zaps\u00e1n v registru dlu\u017en\u00edk\u016f, banky mu sv\u00e9 dve\u0159e nadobro zav\u00edraj\u00ed. V praxi to funguje tak, \u017ee pro banky je ned\u016fv\u011bryhodn\u00fd ka\u017ed\u00fd, kdo u\u017e n\u011bkdy dlu\u017eil, je \u00fapln\u011b jedno, jak je to d\u00e1vno nebo zda u\u017e jsou v\u0161echny dluhy splacen\u00e9. M\u00e1te z\u00e1pis? Pravd\u011bpodobn\u011b v\u00e1m banka odm\u00edtne p\u016fj\u010dit. Banky si v\u00e1s opravdu prolustruj\u00ed \u0159\u00e1dn\u011b a p\u0159ipravte se na to, \u017ee jde o jednoduchou \u00fa\u0159edni\u010dinu. Maj\u00ed sv\u00e9 pravidla a neslev\u00ed opravdu nikomu, nehled\u011b na to, \u017ee to m\u016f\u017ee b\u00fdt hodn\u011b nep\u0159\u00edjemn\u00e9, cht\u011bj\u00ed toti\u017e v\u011bd\u011bt opravdu v\u0161echno. Jste schopni spl\u00e1cet, pen\u00edze pot\u0159ebujete a banka v\u00e1m nep\u016fj\u010d\u00ed? M\u016f\u017eete to vy\u0159e\u0161it i jinak. M\u00e1te nemovitost? M\u00e1te vyhr\u00e1no! Z\u00e1stava nemovitosti https:\/\/lightfinance.cz\/uver-se-zastavou-nemovitosti\/ je jedn\u00edm z mo\u017en\u00fdch \u0159e\u0161en\u00ed. Ur\u010dit\u011b si v\u017edy dop\u0159edu zjist\u011bte n\u011bco o spole\u010dnosti, u kter\u00e9 si chcete p\u016fj\u010dit. Je nutn\u00e9 v\u011bd\u011bt, od koho si p\u016fj\u010dujete a pozitivn\u00ed recenze jsou v\u017edy plusem, kter\u00fd dok\u00e1\u017ee uklidnit. M\u016f\u017eete si ale b\u00fdt jist\u00ed, \u017ee je mnoho nebankovn\u00edch spole\u010dnost\u00ed, kter\u00e9 p\u016fj\u010duj\u00ed pen\u00edze za velice vhodn\u00fdch podm\u00ednek a posuzuj\u00ed klienty \u00fapln\u011b jinak, ne\u017e banky. Pokud m\u00e1te nemovitost, kterou se m\u016f\u017eete zaru\u010dit, m\u016f\u017eete se spolehnout, \u017ee pot\u0159ebn\u00e9 pen\u00edze se\u017eenete v\u017edy. Nen\u00ed snad nikdo, kdo by si pen\u00edze p\u016fj\u010doval r\u00e1d, ale n\u011bkdy je to nevyhnuteln\u00e9.                                                                                                                                                                                                                                                                                                                                                                                           4.4\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdo v\u00e1m p\u016fj\u010d\u00ed, kdy\u017e ne banka? Mo\u017enost\u00ed je cel\u00e1 \u0159ada!","item":"https:\/\/www.froeschl.cz\/kdo-vam-pujci-kdyz-ne-banka-moznosti-je-cela-rada\/#breadcrumbitem"}]}]