[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.froeschl.cz\/nedostatek-se-da-prekonat\/#Article","mainEntityOfPage":"https:\/\/www.froeschl.cz\/nedostatek-se-da-prekonat\/","headline":"Nedostatek se d\u00e1 p\u0159ekonat","name":"Nedostatek se d\u00e1 p\u0159ekonat","description":"Je pom\u011brn\u011b b\u011b\u017en\u00e9, \u017ee se soukrom\u00fdm podnikatel\u016fm neda\u0159\u00ed v\u017edycky tak, jak by si to v ide\u00e1ln\u00edm p\u0159\u00edpad\u011b p\u0159edstavovali. Komplikac\u00ed, kter\u00e9 se mohou p\u0159i podnik\u00e1n\u00ed objevovat, je spousta, a tak podnikatel\u00e9 n\u011bkdy nejen pracuj\u00ed, ale tak\u00e9 jsou zam\u011bstn\u00e1ni \u0159e\u0161en\u00edm finan\u010dn\u00edch pot\u00ed\u017e\u00ed, kter\u00e9 jejich firmy mohou m\u00edt a m\u00edvaj\u00ed. A v\u011b\u0159te mi, \u017ee takov\u00e9 \u0159e\u0161en\u00ed probl\u00e9m\u016f finan\u010dn\u00ed...","datePublished":"2025-10-18","dateModified":"2025-10-18","author":{"@type":"Person","@id":"https:\/\/www.froeschl.cz\/author\/#Person","name":"","url":"https:\/\/www.froeschl.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f14f9548cfce1bfc4b3267434069a757db9568e455121a8852ede019c83b3b5e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f14f9548cfce1bfc4b3267434069a757db9568e455121a8852ede019c83b3b5e?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"froeschl.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.froeschl.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppp_10_10_2.jpg","url":"https:\/\/www.froeschl.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppp_10_10_2.jpg","height":0,"width":0},"url":"https:\/\/www.froeschl.cz\/nedostatek-se-da-prekonat\/","about":["Ekonomika"],"wordCount":405,"articleBody":"      Je pom\u011brn\u011b b\u011b\u017en\u00e9, \u017ee se soukrom\u00fdm podnikatel\u016fm neda\u0159\u00ed v\u017edycky tak, jak by si to v ide\u00e1ln\u00edm p\u0159\u00edpad\u011b p\u0159edstavovali. Komplikac\u00ed, kter\u00e9 se mohou p\u0159i podnik\u00e1n\u00ed objevovat, je spousta, a tak podnikatel\u00e9 n\u011bkdy nejen pracuj\u00ed, ale tak\u00e9 jsou zam\u011bstn\u00e1ni \u0159e\u0161en\u00edm finan\u010dn\u00edch pot\u00ed\u017e\u00ed, kter\u00e9 jejich firmy mohou m\u00edt a m\u00edvaj\u00ed. A v\u011b\u0159te mi, \u017ee takov\u00e9 \u0159e\u0161en\u00ed probl\u00e9m\u016f finan\u010dn\u00ed povahy nen\u00ed nic snadn\u00e9ho. Proto\u017ee d\u00e1 n\u011bkdo podnikatel\u016fm a jejich firm\u00e1m v t\u00edsni n\u011bjak\u00e9 pen\u00edze? Samoz\u0159ejm\u011b, \u017ee ned\u00e1. To nejsou st\u00e1tn\u00ed podniky, kde se dluhy vyrovnaj\u00ed ze st\u00e1tn\u00edho rozpo\u010dtu, z dan\u00ed v\u0161ech ob\u010dan\u016f. Soukrom\u00ed podnikatel\u00e9 mohou z\u00edskat nanejv\u00fd\u0161 n\u011bjakou p\u016fj\u010dku. A \u010dasto ani tu ne, proto\u017ee ocitnou-li se v ekonomick\u00fdch probl\u00e9mech, nevypad\u00e1 jejich schopnost p\u0159\u00edpadn\u00e9 p\u016fj\u010den\u00e9 pen\u00edze vr\u00e1tit tak, jak se m\u00e1, zrovna pravd\u011bpodobn\u011b. A tak n\u011bkdy podnikatel\u00e9 sh\u00e1n\u011bj\u00ed pro sv\u00e9 firmy p\u016fj\u010dky. Ale zat\u00edmco bonitn\u00ed \u017eadatel\u00e9 usp\u011bj\u00ed u kdejak\u00e9 nab\u00eddky p\u016fj\u010dky, s t\u011bmi, kdo jsou na tom v\u00e1\u017en\u011b zle, je to hor\u0161\u00ed. Hor\u0161\u00ed, ale ne ztracen\u00e9. Ti si sice z nab\u00edzej\u00edc\u00edch se p\u016fj\u010dek moc vyb\u00edrat nemohou, ale po\u0159\u00e1d je\u0161t\u011b se jim nab\u00edz\u00ed aspo\u0148 nebankovn\u00ed hypot\u00e9ky.Za nebankovn\u00ed hypot\u00e9ky se ru\u010d\u00ed nemovit\u00fdm majetkem. A jeliko\u017e se n\u011bjak\u00fd d\u016fm, byt, tov\u00e1rna, obchod, pozemek nebo n\u011bjak\u00e1 jin\u00e1 nemovitost ned\u00e1 nikam schovat, nen\u00ed divu, \u017ee nebankovn\u00ed spole\u010dnost ochotn\u011b p\u016fj\u010d\u00ed t\u011bm podnikatel\u016fm, kte\u0159\u00ed se zaru\u010d\u00ed za spl\u00e1cen\u00ed pr\u00e1v\u011b nemovitost\u00ed.Kdo nab\u00eddne takovou z\u00e1ruku, ten nebankovn\u00ed hypot\u00e9ku dostane. A m\u00e1 tedy prost\u0159edky na vy\u0159e\u0161en\u00ed sv\u00fdch podnikatelsk\u00fdch pot\u00ed\u017e\u00ed. Nebankovn\u00ed hypot\u00e9ku lze toti\u017e z\u00edskat v\u00fdhodn\u011b, i ve velk\u00e9m objemu a s dost dlouhou dobou spl\u00e1cen\u00ed. A d\u00edky tomu je tato p\u016fj\u010dka sp\u00e1sou mnoha podnikatel\u016f, kte\u0159\u00ed by jinak mohli b\u00fdt definitivn\u011b ztracen\u00ed. A je tu tedy americk\u00e1 hypot\u00e9ka nebankovn\u00ed i pro v\u00e1s? Samoz\u0159ejm\u011b, \u017ee je. Jestli m\u00e1te nemovitost, kterou byste ru\u010dili, je to pr\u00e1v\u011b tato p\u016fj\u010dka, kter\u00e1 va\u0161e podnik\u00e1n\u00ed nejsp\u00ed\u0161 zachr\u00e1n\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          5\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nedostatek se d\u00e1 p\u0159ekonat","item":"https:\/\/www.froeschl.cz\/nedostatek-se-da-prekonat\/#breadcrumbitem"}]}]