[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.froeschl.cz\/pomozte-si-vyhodnou-hypotekou-bez-dokladani-prijmu\/#Article","mainEntityOfPage":"https:\/\/www.froeschl.cz\/pomozte-si-vyhodnou-hypotekou-bez-dokladani-prijmu\/","headline":"Pomozte si v\u00fdhodnou hypot\u00e9kou bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f","name":"Pomozte si v\u00fdhodnou hypot\u00e9kou bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f","description":"P\u016fj\u010dky jsou od toho, aby lidem pom\u00e1haly. Tak\u017ee ani hypot\u00e9ka u\u017e v\u00e1s nemus\u00ed d\u011bsit. A to dokonce i v p\u0159\u00edpad\u011b, kdy m\u00e1te hluboko do kapsy, m\u00e1te ni\u017e\u0161\u00ed p\u0159\u00edjem, ni\u017e\u0161\u00ed bonitu. Anebo to o v\u00e1s alespo\u0148 tvrd\u00ed bankovn\u00ed \u00fa\u0159edn\u00edci. Ov\u0161em pozor, nev\u011b\u0159te v\u017edy tomu, co usly\u0161\u00edte v bance. I banky jsou omyln\u00e9, t\u00edm sp\u00ed\u0161e, \u017ee pr\u00e1v\u011b...","datePublished":"2019-03-17","dateModified":"2023-06-07","author":{"@type":"Person","@id":"https:\/\/www.froeschl.cz\/author\/#Person","name":"","url":"https:\/\/www.froeschl.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f14f9548cfce1bfc4b3267434069a757db9568e455121a8852ede019c83b3b5e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f14f9548cfce1bfc4b3267434069a757db9568e455121a8852ede019c83b3b5e?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"froeschl.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.froeschl.cz\/wp-content\/uploads\/img_a343880_w1699_t1557226458.jpg","url":"https:\/\/www.froeschl.cz\/wp-content\/uploads\/img_a343880_w1699_t1557226458.jpg","height":0,"width":0},"url":"https:\/\/www.froeschl.cz\/pomozte-si-vyhodnou-hypotekou-bez-dokladani-prijmu\/","about":["Internet"],"wordCount":421,"articleBody":"        P\u016fj\u010dky jsou od toho, aby lidem pom\u00e1haly. Tak\u017ee ani hypot\u00e9ka u\u017e v\u00e1s nemus\u00ed d\u011bsit. A to dokonce i v p\u0159\u00edpad\u011b, kdy m\u00e1te hluboko do kapsy, m\u00e1te ni\u017e\u0161\u00ed p\u0159\u00edjem, ni\u017e\u0161\u00ed bonitu. Anebo to o v\u00e1s alespo\u0148 tvrd\u00ed bankovn\u00ed \u00fa\u0159edn\u00edci. Ov\u0161em pozor, nev\u011b\u0159te v\u017edy tomu, co usly\u0161\u00edte v bance. I banky jsou omyln\u00e9, t\u00edm sp\u00ed\u0161e, \u017ee pr\u00e1v\u011b bonitu po\u010d\u00edtaj\u00ed podle univerz\u00e1ln\u00edch vzorc\u016f a posuzuj\u00ed ji podle univerz\u00e1ln\u00edch a velice p\u0159\u00edsn\u00fdch pravidel. A v tom je pr\u00e1v\u011b zakopan\u00fd pes. Univerz\u00e1ln\u00ed pravidla nikdy nemohou spravedliv\u011b a kvalitn\u011b popsat skute\u010dn\u00fd stav financ\u00ed jednotlivce. Tak\u017ee se snadno m\u016f\u017ee st\u00e1t, \u017ee i kdy\u017e v\u00e1m v bance tvrd\u00ed, \u017ee va\u0161e p\u0159\u00edjmy jsou pro z\u00edsk\u00e1n\u00ed \u00fav\u011bru p\u0159\u00edli\u0161 n\u00edzk\u00e9, tak tomu tak ve skute\u010dnosti nen\u00ed. Nicm\u00e9n\u011b pokud pr\u00e1v\u011b intenzivn\u011b p\u00e1tr\u00e1te po hypot\u00e9ce bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f, tak byste m\u011bli v\u011bd\u011bt to, \u017ee ve skute\u010dnosti \u017e\u00e1dn\u00fd takov\u00fd finan\u010dn\u00ed produkt neexistuje. Ka\u017ed\u00fd v\u011b\u0159itel, a\u0165 u\u017e se obr\u00e1t\u00edte na banku, nebankovn\u00ed spole\u010dnost anebo jinam, si stav va\u0161ich financ\u00ed v\u017edy ov\u011b\u0159\u00ed. A tak je to spr\u00e1vn\u011b, proto\u017ee jen tak v\u00e1s m\u016f\u017ee uchr\u00e1nit p\u0159ed p\u0159\u00edpadnou katastrofou a p\u00e1dem na dno vlivem \u0161patn\u011b zvolen\u00e9 p\u016fj\u010dky. Jak\u00e9 p\u0159\u00edjmy jsou dostate\u010dn\u00e9? To, zda je v\u00e1\u0161 p\u0159\u00edjem pro danou v\u00fd\u0161i \u00fav\u011bru dostate\u010dn\u00fd \u010di nikoli, m\u016f\u017eete zkusit odhadnout i vy sami. Jednodu\u0161e tak, \u017ee si vezmete v\u00fd\u0161i va\u0161ich pravideln\u00fdch p\u0159\u00edjm\u016f, a od nich ode\u010dtete v\u00fd\u0161i va\u0161ich pravideln\u00fdch v\u00fddaj\u016f. Pravideln\u00e9 v\u00fddaje zahrnuj\u00ed p\u0159edev\u0161\u00edm v\u00fddaje na j\u00eddlo, na bydlen\u00ed, na dopravu, a jin\u00e9 nezbytn\u00e9 v\u00fdlohy. No, a jakmile tyto dv\u011b polo\u017eky ode\u010dtete, tak z\u00edsk\u00e1te \u010d\u00e1stku, kterou m\u016f\u017eete pou\u017e\u00edt na \u00fahradu pravideln\u00fdch v\u00fdloh spojen\u00fdch se spl\u00e1tkou \u00fav\u011bru i s \u00faroky. Je to tedy snadn\u00e9. A p\u0159esn\u011b takov\u00fdm zp\u016fsobem bude postupovat i nebankovn\u00ed spole\u010dnost. Nebude v\u00e1s posuzovat podle univerz\u00e1ln\u00edch vzorc\u016f, n\u00fdbr\u017e \u010dist\u011b individu\u00e1ln\u011b, tak\u017ee se m\u016f\u017ee snadno st\u00e1t, \u017ee zjist\u00ed, \u017ee va\u0161e p\u0159\u00edjmy jsou pro v\u00e1mi po\u017eadovan\u00fd \u00fav\u011br naprosto dostate\u010dn\u00e9.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pomozte si v\u00fdhodnou hypot\u00e9kou bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f","item":"https:\/\/www.froeschl.cz\/pomozte-si-vyhodnou-hypotekou-bez-dokladani-prijmu\/#breadcrumbitem"}]}]