[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.froeschl.cz\/pujcka-to-zachrani\/#Article","mainEntityOfPage":"https:\/\/www.froeschl.cz\/pujcka-to-zachrani\/","headline":"P\u016fj\u010dka to zachr\u00e1n\u00ed","name":"P\u016fj\u010dka to zachr\u00e1n\u00ed","description":"Firmy se pot\u00fdkaj\u00ed s t\u011b\u017ekostmi co chv\u00edli. V dne\u0161n\u00ed dob\u011b u\u017e na prvn\u00ed pohled nebo poslech p\u0159edev\u0161\u00edm, ale ani d\u0159\u00edve tomu nejednou nebylo jinak a ani v budoucnu jist\u011b nedojde k tomu, \u017ee by m\u011bl ka\u017ed\u00fd podnik tolik finan\u010dn\u00edch prost\u0159edk\u016f, kolika jich je zapot\u0159eb\u00ed. V\u017edycky tu byly, jsou a budou situace, v nich\u017e se n\u011bkter\u00fdm&#46;&#46;&#46;","datePublished":"2020-02-27","dateModified":"2023-06-07","author":{"@type":"Person","@id":"https:\/\/www.froeschl.cz\/author\/#Person","name":"","url":"https:\/\/www.froeschl.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f14f9548cfce1bfc4b3267434069a757db9568e455121a8852ede019c83b3b5e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f14f9548cfce1bfc4b3267434069a757db9568e455121a8852ede019c83b3b5e?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"froeschl.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.froeschl.cz\/wp-content\/uploads\/img_a379641_w4310_t1591178087.jpg","url":"https:\/\/www.froeschl.cz\/wp-content\/uploads\/img_a379641_w4310_t1591178087.jpg","height":0,"width":0},"url":"https:\/\/www.froeschl.cz\/pujcka-to-zachrani\/","about":["Ekonomika"],"wordCount":448,"articleBody":"   Firmy se pot\u00fdkaj\u00ed s t\u011b\u017ekostmi co chv\u00edli. V dne\u0161n\u00ed dob\u011b u\u017e na prvn\u00ed pohled nebo poslech p\u0159edev\u0161\u00edm, ale ani d\u0159\u00edve tomu nejednou nebylo jinak a ani v budoucnu jist\u011b nedojde k tomu, \u017ee by m\u011bl ka\u017ed\u00fd podnik tolik finan\u010dn\u00edch prost\u0159edk\u016f, kolika jich je zapot\u0159eb\u00ed. V\u017edycky tu byly, jsou a budou situace, v nich\u017e se n\u011bkter\u00fdm firm\u00e1m p\u0159estane da\u0159it a ony tak za\u017e\u00edvaj\u00ed t\u011b\u017ek\u00e9 chv\u00edle. A co si m\u00e1 majitel n\u011bjak\u00e9 podobn\u00e9 problematick\u00e9 firmy po\u010d\u00edt? Co m\u00e1 d\u011blat, aby se z podobn\u00fdch probl\u00e9m\u016f dostal?  N\u011bkdy to sprav\u00ed \u00fasporn\u00e1 opat\u0159en\u00ed, n\u011bkdy zv\u00fd\u0161en\u00ed pracovn\u00edho nasazen\u00ed, zm\u011bna p\u0159\u00edstupu. Ale n\u011bkdy nepom\u016f\u017ee nic jin\u00e9ho, ne\u017e n\u011bjak\u00e1 p\u016fj\u010dka, z n\u00ed\u017e by bylo mo\u017en\u00e9 financovat chod firmy po dobu, ne\u017e se tato op\u011bt vzpamatuje. Takov\u00e1 p\u016fj\u010dka m\u016f\u017ee b\u00fdt ide\u00e1ln\u00edm \u0159e\u0161en\u00edm. Aby tomu tak ale bylo, je t\u0159eba v\u0161e d\u016fkladn\u011b zv\u00e1\u017eit a vybrat si to prav\u00e9. P\u016fj\u010dku, kterou m\u00e1 doty\u010dn\u00fd podnikatel \u0161anci z\u00edskat, p\u016fj\u010dku, kter\u00e1 je ekonomicky i jinak v\u00fdhodn\u00e1, kter\u00e1 dlu\u017en\u00edka nep\u0159ivede nam\u00edsto vysvobozen\u00ed z probl\u00e9m\u016f do je\u0161t\u011b v\u011bt\u0161\u00edch t\u011b\u017ekost\u00ed. Ti, kdo se rozhoduj\u00ed opravdu zodpov\u011bdn\u011b, https:\/\/www.denik.cz\/z_domova\/lidovci-jdou-do-voleb-pod-heslem-zodpovedne-20170801.html  s\u00e1zej\u00ed nejednou na nebankovn\u00ed sektor, jeho\u017e americk\u00e1 hypot\u00e9ka bez registru je p\u0159esn\u011b takov\u00fdm produktem. U t\u00e9to hypot\u00e9ky lze toti\u017e na rozd\u00edl od bankovn\u00edch p\u016fj\u010dek usp\u011bt vcelku snadno. Nen\u00ed tu t\u0159eba ani slo\u017eit\u011b prokazovat dostate\u010dn\u011b vysok\u00e9 p\u0159\u00edjmy, nemus\u00ed se tu dokl\u00e1dat, \u017ee m\u00e1 \u017eadatel skv\u011ble vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, nemus\u00ed tu nezbytn\u011b vadit ani u\u017e spl\u00e1cen\u00e9 p\u016fj\u010dky, z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, exekuce apod. Tady bohat\u011b sta\u010d\u00ed, \u017ee se m\u016f\u017ee z\u00e1jemce o p\u016fj\u010dku za tuto zaru\u010dit zastaven\u00edm sv\u00e9 nemovitosti a \u017ee m\u00e1 p\u0159\u00edjmy posta\u010duj\u00edc\u00ed ke spl\u00e1cen\u00ed. Co\u017e dok\u00e1\u017ee splnit v\u011bt\u0161ina z n\u00e1s. A pokud to podnikatel dok\u00e1\u017ee, z\u00edsk\u00e1 pot\u0159ebnou p\u016fj\u010dku a\u017e do v\u00fd\u0161e sedmdes\u00e1ti procent odhadn\u00ed ceny on\u00e9 zastaven\u00e9 nemovitosti t\u0159eba i a\u017e se \u010dty\u0159icetiletou lh\u016ftou splatnosti, bez skryt\u00fdch poplatk\u016f, s v\u00fdhodn\u00fdmi spl\u00e1tkami a dal\u0161\u00edmi v\u00fdhodami. Kdo tak pozn\u00e1 nebankovn\u00ed hypot\u00e9ky, nejednou u\u017e jim z\u016fstane v\u011brn\u00fd. Proto\u017ee se to vyplat\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (14 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka to zachr\u00e1n\u00ed","item":"https:\/\/www.froeschl.cz\/pujcka-to-zachrani\/#breadcrumbitem"}]}]